Wednesday 18 November 2015

Friday 13 November 2015

Employee Provident Fund (EPF) 6 Facts

The Employee Provident Fund (EPF) is one of the most common forms of investment among salaried individuals. A small part of your salary is invested in EPF and that amount is matched by your employer every month.

The employees and employers contribution is maintained by the Employees Provident Find Organisation (EPFO), under the administrative control of Ministry of Labour and Employment, Government of India.

Here’s all you need to know about Employee Provident Fund :

Equity: Since the EPF is invested in fixed income alone, it is expected to offer a good rate of return when invested in equities. The EPFO has also started investing in stock market through exchange-traded funds. The government has approved for 5-15% of EPF money to be invested in the volatile stock market.

Nomination: Did you know that you can assign a nominee for the amount of provident fund you’ve been investing every month? The nominee listed in your account will be contacted at the time of death and handed over all your money. The Form 2 provided by the EPFO department will allow you to nominate and update nomination changes.

Employee Pension Scheme (EPS): 12% of your salary every month goes into your provident fund. However, out of the money your employer matches, 8.33% of it or a maximum of Rs 1,250 goes into your Provident fund and the rest into your pension scheme. You are liable for pension only if you’ve survived 9.5 years of work life and your EPF has been transferred when you changed jobs.

Withdrawal: Did you know that it’s illegal to withdraw your EPF amount when you’re switching jobs? Yes, you can only withdraw your provident fund money if you don’t have a job at the time of withdrawal. You are only supposed to transfer your EPF account when you are changing jobs.

Opt out of EPF: If your basic salary is more than Rs 15,000 then you have an option to opt out of employee provident fund. However, you will have to make this choice at the start of your job. If you’ve been a part of the EPFO family even once, then you don’t get the choice of opting out.

RTI: If there is any kind of information you would like to know about employee provident fund, all you have to do is access your right to information. You can file an RTI application for any issues regarding your provident fund, be it transfer, withdrawal or balance enquiry.

Refer link form
https://in.finance.yahoo.com/news/6-things-must-know-employee-041137879.html

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Thursday 12 November 2015

Wake Up And Reach Your Dream

A nice quote said by ALEXANDER GRAHAM BELL,

When one door closes, another opens, but we often look so long and so regretfully upon the closed door that we don't see the one that has opened for us.

Sunday 8 November 2015

Delhi Bag Story

Delhi ek ummido ka rajya. Ha ye ek sahar ni ek rajya h. Waise bhi yha ka kanun h ar is sahar ko Kendrasashit prdesh bhi khte h.

Sabse jruri bat ye h ki ye hmare desh ki rajdhani h. Iski bat hi nirali h. Yha hr chij ki ek aapni alag khasiyt h. Jo bhi chij dekh lo hr chij aapko paise rupy banane me madat kregi. Kuchh bhi ho khi bhi ho apne desh me use delhi se gujarna hi prega.

Yha hr chij do bhago me bti hui h ek paise lutane walo ke bich ar dusre wo h jo bri muskil se paise kma pate h. Is liye ye ek aisa sahar h jha aapko saste se sasta ar manghge se mangha saman aasani se mil sakta h ar wo bhi puri range ke sath.

Itni sari chijo ke bich me ek aisi chij h jo hmare bhut kam aati h. Ji ha aisi chij jo hmara sath hr jagah deti h. Aisi chij jo aapka sath hr jagah deti h aao chahe interview ke liye ja rhe ho ya school ke liye. Chahe aap use le jana chahe ya na chahe aapko le jana prta h kyoki uske bina kabhi kabhi kam hi ni chalta h.

Ji ha m bat kr rha hu Bads ki jo hmesa hr kadam pr hmare sath rhti h. Chahe thand lge to use gakar kr pakr le ya barish ho to sar bchane ko use apne sr pr rkh le, kabhi kabhi jyada saman ho to hmari mushkilo ko aaram se aasan kr deta h. Ar jyada bhari hone pr sare saman ko ikathe rkhta h, kahi rour pr jana ho ya ghar ko, office lappy le jana ho ya lrkiyo ko aapna rupy ya saman rkhne ho, hr trike se hr style me available hota h ye market me.

But thi bag kam dam me ar auchhi quality me mil jaye to kya bat ho. Ar aise chijo ke liye aapne Delhi ka palika bajar ke bahr ka market ar janpath ka market best h. Aaram se jis dam ka jaisa bag chahiye yha mil jata h. Saste se sasta ar badhiya se badhya.

But yha jane ke bad aapko kamse kam bags pr 40 percent to 50 percent ka discount to krwana hi hoga ni to aap thage jaoge.

So jo bad 450 ka h wo aap aasani se 225 se 250 ke bich le sakte ho. Ar wo bhi itne khubsurt bags jinhe aap khi bhi aaram se le ja sakte ho bina kisi saram ke kyoki ve bags bikul original companies ke bags ki tarah lgte h.

Wha kuchh ar dukan h jo ladies bags ko 200 me ek dam pr bechte h. Aap aaram se different verity ke khubsurat bags le sakte ho.

I hape aapko ye information auchhi lgi hogi.

If you like then comment for more products.

Monday 2 November 2015

Delhi Bag Market

This is the post about the cost info of different kinds of bag in Palika Bajar and Janpath Market. They are near Rajeev Chauk Metro Station.

These are the two market where you can purchase good quality bags at low price.
The bag whose cost is tell by shopkeeper is about 450 rupees they can give discount up to 40 to 50 percent.

That mean you can easily purchase a bag in between 200 to 250 rupee with good look but quality is according to 200 bag.
Thus an ordinary man whose income is very low, can able to purchase good looking bag.

But there are also very good quality bags available in this market. Each bag has cost according to their quality.
But each bag has 40 to 50 percent discount.

Trust me this is one of the cheapest market for bags in INDIA. Palika Bajar footpath and Janpath Market in Delhi.

These market are not only famous for Cheapest bags but also for cloths. The best thing about these market that you never get bored at the time of purchasing because you get verity of goods.